Milan Zvarík PhD is the Head of Treasury at Tatra banka, where he leads a team focused on liquidity management, transfer pricing, interest rate management, bond issuance and strategic balance sheet planning. He has over 20 years of experience in banking and financial management, with a strong background in asset and liability management (ALM), cash and liquidity operations, interest rate hedging and financial strategy. Prior to joining Tatra banka, Milan served as Head of ALM at Poštová banka and held several senior treasury roles at Dexia banka Slovensko, including Head of Treasury and Capital markets.