Adriaan Bakker has over a decade of experience at ING in the domain of liquidity management. His role has encompassed everything from hands-on cash and liquidity management execution to the implementation of large-scale projects. Notably, he played a key role in establishing Fnality, aimed at defining the future of payments for banks and businesses, which is fully backed by central bank funds. Adriaan is deeply committed to embracing new technologies and achieving operational excellence. Throughout his tenure at ING Bank, he has implemented several market infrastructures and contributed to building a resilient bank. Early in his career, Adriaan spent time in Manila, Philippines, setting up a Liquidity Management team.