Manish Aggarwal is the Chief Risk Officer of a UK regulated international bank, with two decades of banking experience across the UK, Europe, and Asia. He specialises in strengthening enterprise wide risk governance, aligning risk frameworks to regulatory expectations and business strategy, and enabling risk calibrated growth. He has a particular interest in operational resilience and third party risk management, where he has led efforts to strengthen controls and streamline processes. Manish provides clear, effective second line challenge to Boards and Executive Committees while fostering a disciplined, no surprises risk culture.